I was sitting at my computer, catching up with a few friends on Facebook, when a chat window popped up. The name was one of my former students, someone I enjoy reading about, but not a close friend at this time in our lives. Still, I was pleasantly surprised—at first.
Apparently, this scam has been around for a few months now. You may have already been targeted. It’s just another reason to be a bit paranoid online (or in general).
At least this is an easy one to figure out. If the person knows you well enough to ask for a loan, they should be someone with whom you have some special shared memories. Just ask them some questions no one else could figure out.
Also, don’t forget to notify your friend that their account has been hacked. Time to change the password, at the very least!